We had a really nice banker come over last night and help start to sort out what we need etc....
Funnily he has also bought a home in the same suburb, for a heft 550K 11 months ago, can't believe the rise in prices in our suburb. I will NEVER move, I love it too much.
So fingers crossed, we need to wait a day or 2 to find out if its doable or not, consolidate our existing loan as well as increase it to accomodate a home rebuild.
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